Terms of Service
The rules for using SpendBeacon on the web and in our mobile apps.
Last updated: August 2026
Agreement
By creating an account or using SpendBeacon you agree to these Terms and our Privacy Policy. If you do not agree, do not use the service.
The service
SpendBeacon helps you import and organize personal finance data (CSV import, budgets, analytics, optional Premium AI). Features may change; Free, Plus, and Premium tiers differ as described on the Pricing page.
Your responsibilities
You must provide accurate account information, keep credentials secure, and only upload data you have the right to use. Do not misuse the API, attempt unauthorized access, or use the service for unlawful activity.
Subscriptions & billing
Paid plans are billed through Stripe. Prices and currency are shown at checkout. You can manage or cancel renewals via the billing portal linked in Settings. Fees already charged are generally non-refundable except where required by law.
Disclaimers
SpendBeacon is not a bank, advisor, or tax professional. Insights and AI output are informational only. The service is provided “as is” without warranties of uninterrupted or error-free operation to the fullest extent permitted by law.
Limitation & contact
To the maximum extent permitted by law, our liability is limited to the amounts you paid us in the 12 months before a claim. For notices or questions, use the Contact page.