See where your money goes
Import your bank history in one click. AI categorizes spending, tracks subscriptions, and tells you exactly how much you can still spend this month.
- Free CSV import & charts
- mBank & PKO ready
- Premium from €10/mo
2 min
Average setup time
8
Smart spending categories
24/7
AI coach on Premium
Works with exports from
Everything you need to stay in control
Simple tools that actually fit how you manage money - no manual typing, no spreadsheet hell.
One-click CSV import
Drop your bank export. We detect currency, dedupe rows, and categorize instantly with rules.
AI that learns you
Premium AI reads merchant names and fixes categories. The more you correct, the smarter it gets.
Month, year & custom periods
Switch between this month, last 90 days, or any range - dashboard, transactions, and AI all follow.
Safe to spend
Set a monthly limit and see how much you can still spend today without blowing the budget.
Subscription radar
We spot recurring charges and flag ones you might have forgotten - with renewal dates.
Ask your finance coach
Premium: ask “Can I afford this?” or “Why did Food spike?” - answers use your real data.
Smart alerts
Premium: get notified when you exceed a category limit or a large charge hits your account.
Export anytime
Download filtered transactions as CSV for your accountant or tax prep.
Up and running in 3 steps
Export & upload CSV
Download history from mBank, PKO, or your bank. Upload once - we handle the rest.
Review & set limits
Fix any categories, set monthly spending cap and per-category budgets in Settings.
Act on insights
See trends, safe-to-spend, AI reports, and alerts - then actually change your habits.
Your AI money coach for €10/month
Less than two coffees - for forecasts, AI reports, subscription audits, and a coach that knows your numbers.
Free plan included forever. Upgrade when you want the full AI stack.
- Full AI auto-categorization on import
- Period AI reports with merchant-level detail
- Month-end spending forecast
- Unlimited finance Q&A coach
- Subscription audit with savings tips
- Proactive alerts & recommendations
Free vs Premium
| Feature | Free | Premium |
|---|---|---|
| Bank CSV import | ||
| Overview & charts | ||
| Month / year / custom periods | ||
| Safe to spend & monthly cap | ||
| CSV export | ||
| AI categorization | — | |
| AI spending reports | — | |
| Month-end forecast | — | |
| Finance coach Q&A | — | |
| Smart alerts | — |
Questions
Is my bank data safe?+
Your CSV stays on your account. We don't connect to your bank directly - you control what you upload. Passwords are hashed; OAuth sign-in supported.
Which banks work?+
Any CSV export works. We optimize for mBank and PKO column formats (including Waluta/currency detection).
What's free vs paid?+
Free: import, charts, periods, safe-to-spend, export, rule-based tips. Premium (€10/mo): AI categorization, reports, forecast, coach, alerts.
Do I need Premium to start?+
No. Create a free account, import CSV, and use the dashboard immediately. Upgrade when you want AI depth.
Can I cancel Premium?+
Yes - anytime. Your data and free features stay. Premium tools stop when your plan ends.