See where your money goes
Import any bank CSV or Excel export. Free gets rules-based categorization; Premium AI maps unusual layouts and categorizes the rest.
- Free CSV import & charts
- Any bank via CSV
- Plus from 10 PLN · Premium 43 PLN
2 min
Average setup time
8
Smart spending categories
24/7
AI coach on Premium
Works with exports from
Everything you need to stay in control
Simple tools that actually fit how you manage money - no manual typing, no spreadsheet hell.
One-click CSV import
Drop any bank CSV or Excel export. Free: auto-detect major formats and categorize with rules. Premium: AI maps unknown layouts and finishes categorization.
AI that learns you
Premium AI reads merchant names and fixes categories. The more you correct, the smarter it gets.
Month, year & custom periods
Plus: switch between this month, last 90 days, or any range — dashboard and exports follow.
Safe to spend
Set a monthly limit and see how much you can still spend today without blowing the budget.
Subscription radar
Plus: spot recurring charges, flag stale payments, and see renewal estimates.
Ask your finance coach
Premium: ask “Can I afford this?” or “Why did Food spike?” - answers use your real data.
Smart alerts
Premium: get notified when you exceed a category limit or a large charge hits your account.
Export anytime
Download filtered transactions as CSV for your accountant or tax prep.
Up and running in 3 steps
Export & upload CSV
Download history from any bank as CSV or Excel. Upload once - we handle the rest.
Review & set limits
Fix any categories, set monthly spending cap and per-category budgets in Settings.
Act on insights
See trends, safe-to-spend, AI reports, and alerts — then actually change your habits.
Start free. Upgrade when you need more.
Free: CSV import with rules. Plus: deep analytics without AI. Premium: any-bank AI import, auto-categorization, coach, and reports.
Advanced analytics without AI
Forecasts, trends, PDF reports, and subscription tracking — everything you need to understand spending, without the AI coach.
About ¼ of Premium. No AI features.
- Extended periods & spending trends
- Month-end forecast & merchant breakdown
- Subscription radar & PDF export
- Actionable recommendations from your data
Full AI money coach
Everything in Plus, plus AI import for any bank layout, auto-categorization, reports, coach Q&A, and smart alerts.
Free plan included forever. Upgrade when you want the full AI stack.
- AI import for any bank CSV + auto-categorization
- Period AI reports with merchant-level detail
- Month-end spending forecast
- Unlimited finance Q&A coach
- Subscription audit with savings tips
- Proactive alerts & recommendations
Free forever: bank CSV import (major formats), charts, safe-to-spend, and rule-based categorization. No card required.
Free, Plus & Premium
| Feature | Free | Plus | Premium |
|---|---|---|---|
| Bank CSV import (major formats) | |||
| AI import for any bank layout | — | — | |
| Overview & charts | |||
| Month / year / custom periods | — | ||
| Safe to spend & monthly cap | |||
| CSV & PDF export | |||
| Subscription tracking dashboard | — | ||
| Month-end forecast | — | ||
| AI categorization | — | — | |
| AI spending reports | — | — | |
| Finance coach Q&A | — | — | |
| Smart alerts | — | — |
Common questions
Do you connect to my bank?+
No bank login required. Export a CSV or Excel file from any bank and upload it. Free covers major formats with rule-based categorization; Premium AI maps unusual layouts and auto-categorizes. We never see your bank password.
Is the free plan enough to start?+
Yes. You get bank CSV import for common formats, spending charts, a monthly overview, and a safe-to-spend calculator — no credit card required. Upgrade to Premium when you want AI import for any layout and auto-categorization.
What's the difference between Plus and Premium?+
Plus (10 PLN/month) is for deeper analytics: longer date ranges, trends, forecasts, subscription tracking, and PDF export — without AI. Premium (43 PLN/month) includes everything in Plus plus AI import for any bank CSV, auto-categorization, smart reports, and a finance coach.
Do I have to pay right away?+
No. Create a free account, upload your bank CSV, and use the app first. Upgrade to Plus or Premium only when you want those extras.
Can I cancel anytime?+
Yes. Cancel in Settings → Billing. Your imported data stays on the free plan; paid features stop when the billing period ends.