SpendBeacon

Everything you need to stay in control

Simple tools that actually fit how you manage money - no manual typing, no spreadsheet hell.

One-click CSV import

Drop any bank CSV or Excel export. Free: auto-detect major formats and categorize with rules. Premium: AI maps unknown layouts and finishes categorization.

AI that learns you

Premium AI reads merchant names and fixes categories. The more you correct, the smarter it gets.

Month, year & custom periods

Plus: switch between this month, last 90 days, or any range — dashboard and exports follow.

Safe to spend

Set a monthly limit and see how much you can still spend today without blowing the budget.

Subscription radar

Plus: spot recurring charges, flag stale payments, and see renewal estimates.

Ask your finance coach

Premium: ask “Can I afford this?” or “Why did Food spike?” - answers use your real data.

Smart alerts

Premium: get notified when you exceed a category limit or a large charge hits your account.

Export anytime

Download filtered transactions as CSV for your accountant or tax prep.

Up and running in 3 steps

1

Export & upload CSV

Download history from any bank as CSV or Excel. Upload once - we handle the rest.

2

Review & set limits

Fix any categories, set monthly spending cap and per-category budgets in Settings.

3

Act on insights

See trends, safe-to-spend, AI reports, and alerts — then actually change your habits.