SpendBeacon

Everything you need to stay in control

Simple tools that actually fit how you manage money - no manual typing, no spreadsheet hell.

One-click CSV import

Drop your bank export. We detect currency, dedupe rows, and categorize instantly with rules.

AI that learns you

Premium AI reads merchant names and fixes categories. The more you correct, the smarter it gets.

Month, year & custom periods

Plus: switch between this month, last 90 days, or any range — dashboard and exports follow.

Safe to spend

Set a monthly limit and see how much you can still spend today without blowing the budget.

Subscription radar

Plus: spot recurring charges, flag stale payments, and see renewal estimates.

Ask your finance coach

Premium: ask “Can I afford this?” or “Why did Food spike?” - answers use your real data.

Smart alerts

Premium: get notified when you exceed a category limit or a large charge hits your account.

Export anytime

Download filtered transactions as CSV for your accountant or tax prep.

Up and running in 3 steps

1

Export & upload CSV

Download history from mBank, PKO, or your bank. Upload once - we handle the rest.

2

Review & set limits

Fix any categories, set monthly spending cap and per-category budgets in Settings.

3

Act on insights

See trends, safe-to-spend, AI reports, and alerts — then actually change your habits.